Index of footnotes
1.) Benefits paid under the Indemnity UCR Plan are paid at the Usual, Customary and Reasonable (UCR) charges in the applicable area.
 
2.) Benefits paid under the PPO UCR plan are based on the applicable Preferred Provider Organization (PPO) contract procedure allowances for In-Network claims, and at the Usual, Customary and Reasonable (UCR) charges in the applicable area for Out-of-Network claims.
 

3.) Benefits paid under the PPO schedule Plan are based on the applicable Preferred Provider Organization (PPO) contract procedure allowances for both In-Network and Out-of-Network claims.

4.) The Calendar Year Deductible is waived for Type I , Preventative and Diagnostic, Services.
 
5.) Only one treatment per tooth (permanent posterior only) or quadrant during a 36 month consecutive month period.
 
6.) For Groups with 2 to 4 covered employees and all Voluntary Plans, Endodontics, and Periodontics are covered under Type III, Major, Services only.
 

7.) All Type III, Major, Type IV, Orthodontia, Services are subject to a 12 month waiting period.